Phone Number

(281) 809-5660

Location

650 North Sam Houston Parkway East Suite 312
Houston, TX 77060

Hours

Mon-Fri 9:00am – 4:00pm

Products We Offer

We're here to help you find the coverage you need.

Individual & Family Insurance Coverage (Under age 65)

We offer multiple health coverage options for you and your family. Our licensed professionals can explain all the various plan options that are available to you.

Get an instant quote or more information by using links below.  Or call now.   (281) 809-5660

Medicare Insurance (Over age 65)

Medicare Supplement Plans are accepted by over 95% of all doctors/providers in America. Referrals are not required.  Many people love the freedom of choice for your medical provider, predictability of costs, and very low rate increase history with most carriers.

Medicare Advantage Plans are Guaranteed Issue, have No Pre-existing Limitations and usually offer co-pays for Doctor, Hospital and RX costs.  Premiums are often $0 per month.

Get an instant quote or more information by using links below.  Or call now.   (281) 809-5660

Group Health Plans

Thanks to recent changes in government health insurance regulations, employers can save a great deal on their group health plan costs - in some cases, as much as 50%.  Let us show you exactly how much you can save.

Request a group plan quote now.  (281) 809-5660

Dental / Vision Plans

Dental Coverage include coverage for preventive care, like routine exams, cleanings, and X-rays.  Many plans also include coverage for additional services like fillings, extractions, root canals and crowns.

Vision Plans typically cover the cost of an annual eye exam and prescription eyeglasses and/or contact lenses.

Get an instant quote or more information by using links below.  Or call now.   (281) 809-5660

Supplemental Insurance

Critical Illness and Cancer Plans help cover your out of pocket costs for heart attack, cancer, stroke and additional diseases.  Many expenses incurred due to a critical illness are not covered by traditional health insurance plans, such as deductibles, co-pays, experimental treatments, travel, and more.

Get an instant quote or more information by using links below.  Or call now.   (281) 809-5660

About Us

The ACA Experts provide affordable health and life insurance solutions to individuals, families, Medicare eligible, small businesses and the self employed. We proudly serve Houston, TX, and the surrounding community. Our team of professionals take pride in providing a high level of expertise and personal service to all of our clients. The ACA Experts earn your business by offering a level of service that is truly second to none. Choosing the right insurance plan requires an exact balance of cost and benefits, while taking into account the factors that are most important to you. We represent only the top insurance carriers to ensure we can always acquire the highest quality coverage for your needs, at affordable rates. Our services are invaluable to the consumer or business owner that needs to make a well-informed decision.

Clients Testimonials

What Our Clients Are Saying.

In January of this year, I lost my job along with my health insurance, which was devastating. I have some ongoing health issues and was worried how I was going to get them taken care of with no insurance. In April, I found ACA Experts, which was a God-send. I am now paying less than $7 a month, with $0 doctor visits and prescriptions....I couldn't be more thankful and pleased. I had to get an MRI, the cost was only $48. I had two steroid injections and have yet to receive a bill. My well-woman visit was free, as well as my blood work. I highly recommend that you call ACA and get a quick quote...I want you to have the same peace of mind that they've given me. If you have any family or friends that would benefit from this, please share, they will be so grateful.

Scarlet F   -   Houston, TX

This past March I was left in the position of being a single mother of four children, ranging in ages two to 15. To make matters worse, I had no health insurance. I was immediately put in touch with John Holmes, CEO of The ACA Experts. He not only took me through the entire process and handled the paperwork, but he also assessed my entire situation, including who all our doctors were to ensure we could continue with them. Having heard past stories about how costly the ACA Marketplace was, I braced myself for what the premium was going to be. To my complete surprise, it was $0.00. This included $0 doctor visits, and an unbelievably low $5 copay for Urgent Care. It has also been very easy to use. Soon after enrolling, I was rear-ended in a minor car accident and decided to go to Urgent Care. Through an app, on my phone, I was directed to an in-network Urgent Care less than 5 minutes from my home, and the entire visit only cost $5. I spent a number of years working in the hospitality industry while in college, and while my two oldest kids were young. The great majority of the employees did not have healthcare, and to this day, the story is the same. Anyone in this position should make it a point to call The ACA Experts.

Jennifer Willmore   -   Houston, TX

In November of last year I finally came back home after being away for 25 years. I had no kind of health care or any kind of insurance at all and knew literally nothing about how to go about getting enrolled into a plan or who to contact to find out. A friend put me in touch with Mr. Holmes from ACA EXPERTS, which turned out to be one of the best things to happen to me in a very long time. Mr. Holmes took all my information and turned me over to one of his agents, a Ms. Scarlet Foster who got me enrolled into Bright Health Care, which turned out to truly be a God-send. I now have peace of mind and great insurance. I would highly recommend The ACA EXPERTS to anyone who may be in need of any type of insurance. My thanks to Mr. Holmes and Ms. Foster for their professionalism and help when I needed it and also for making me feel like I was being treated like family. Any one that may find themselves in my position should not hesitate to call The ACA EXPERTS and get the help you need.

Donald Harkins   -   Garland Texas

This is a shout-out to John R Holmes. I had been struggling finding a health insurance for my 66 years old sister who had a rare type of kidney cancer and peptic duodenal ulcer. After calling many insurance agents, health centers, the health insurance companies themselves, government entities... you name it and nothing worked until great community members had recommended him to me. He went an extra mile after issuing her policy to provide recommendations for the things/results that came up during the analysis stage and he'd been so compassionate and kind during this rough time. Huge thanks. :) we can't thank you enough. Without him we would've ended with an over $40,000 bill.

david   -   houston tx

Thank you so much for your help! So easy! If I would have known it would be this easy I would have insurance a long time ago! Thank you The ACA Experts you made the enrollment process so easy to understand and my premium is 0 a month. Very happy and pleased.

Aleida Moreno   -   Kingsville,Tx

The ACA Experts are really there for you I have beeen a client since 2012 they have helped me understand the explaination of benefits to what Doctor can I go select as my primary care. Loyal customer HC

Hilda Castro   -   Houston,Tx
 

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Frequently Asked Questions

Can I get health coverage outside of open enrollment?
Outside Open Enrollment, you can only get health insurance 2 ways: With a Special Enrollment Period. You can qualify if you’ve had certain life events, like losing job-based coverage, having a baby

Additional Information

What is the cost of ACA Health insurance in Houston, TX?
So, how much will an Affordable Care Act health insurance plan cost?  The monthly premium of an Affordable Care Act plan (Obamacare), for an individual or family, depends on several factors.  Some of these factors include:
  •   Where in the U.S. you reside.
  •   The ages of you and your family members who apply.
  •   Which plan you decide upon.
  •   If you are eligible to receive a subsidy.
If you are a U.S. citizen, you likely qualify for health plan coverage through the Affordable Care Act.   For more information, give us a call.
 
How can I get health insurance or Medicare insurance coverage in Houston, TX?
Yes.  Our licensed health insurance professionals are happy to assist you in finding the ideal individual, family or Medicare health insurance plan for your needs.  We serve the Houston, Humble and Atascocita regions.
 
How can I tell which health insurance plan is best?
It doesn't have to be difficult to choose good health insurance coverage.  All you need to know is, what information is vital to the decision-making process.  You should start by looking at your family's present medical situation.  Know everything there is to know about your family's medical history.  Consider how frequently you or your family members visit physicians.  Know which prescription medications you or family members are taking and how much they cost.  Also, know whether there is a particular doctor to whom you or a family member must have access to.

Next, learn about deductibles, coinsurance and maximum out-of-pocket benefits.  It is important to have a good understanding of how these plan components work.  Comparatively, from plan to plan, these benefits can vary greatly.  They determine how much you could be responsible for in medical bills should the unexpected occur.
Lastly, you will want to consider the health plan monthly premium.  How much you can afford?  With thoughtful consideration of the above items, you can be assured of making a smart health insurance plan choice.
 
Where can I get health insurance near me?
Our licensed health insurance agents will be happy to help you find the right plan for your needs.  We service the Houston, Humble and Atascocita regions.
 
Where can I get Medicare supplement insurance assistance near me?
Our office provides expert assistance with Medicare Supplement and Medicare Advantage plans.  We service the Houston, Humble and Atascocita regions.
 
How can I find out if I qualify for an Affordable Care Act (Obamacare) health insurance plan?
If you are a U.S. citizen under 65 years of age, you are very likey to qualify for an Affordable Care Act (Obamacare) health insurance plan.  Any issues of qualification usually have to do with when you apply.  This is why it is important to apply as soon as possible.
 
Can I qualify for an Affordable Care Act (Obamacare) health insurance plan if I have a medical condition?
Your medical status is not a factor when applying for an Affordable Care Act plan.
 
Can you help me find more affordable group health insurance coverage?
Yes.  Thanks to new health insurance regulations and guidelines, you can likely realize significant savings by reviewing your group health insurance coverage now.
Please give us a call:  (281) 809-5660.
 
Can you help me sign up for a 2023 ACA health insurance plan?
We can instantly provide you with rates and benefit details for all of the 2023 Affordable Care Act (Obamacare) Health insurance plans.  We can also help you choose and apply for the ACA plan that best suits your needs and budget.  Please give us a call:  (281) 809-5660.
 
I just moved here.  Can you help me sign up for a 2023 ACA health insurance plan?
We are happy to assist you in applying for Affordable Care Act (Obamacare) health insurance coverage in the state of Texas.  We can also help you compare plan rates and benefits in order to find the best health insurance plan for your needs.  Please give us a call:  (281) 809-5660.
 

Companies We Represent

Blue Cross
Aetna
United Health Care
Ambetter
Molina
Friday Health Care
Dental Select
Philadelphia American
And More!
Today's Insurance Tip:

Good to know:  When making an appointment, always double-check that the doctor is still in your insurance plan's network.  Ask to see in-network providers when you go to the hospital or an urgent care center.  Just because a facility participates in your plan doesn't mean every professional (the nurse-practitioner or radiologist, for instance) does.  Also, if you need to see a doctor when you're out of town, call your insurance provider's toll-free phone number to find out the best way to get services that will be covered.
courtesy of Parents.com