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HEALTH INSURANCE MORE THAN JUST LIFETIME PROTECTION

Health insurance provides more than just coverage; it safeguards your family's well-being and ensures their future security.

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About Us

The ACA Experts offer affordable health and life insurance solutions to individuals, families, Medicare-eligible people, small businesses, and the self-employed in Houston, TX, and surrounding areas. Our professional team prides itself on providing top-notch expertise and personal service. We balance cost and benefits to help you choose the right plan and partner with top insurance carriers to ensure high-quality coverage at affordable rates. Our services are essential for consumers and business owners seeking well-informed insurance decisions.

  • Lower Rates: Enjoy competitive pricing with plans designed to fit your budget.

  • Personalized Service: Receive individualized attention and customized insurance solutions.

  • Expert Guidance: Benefit from the expertise of seasoned professionals who understand your needs.

  • Top Carriers: Access to a range of plans from leading insurance providers.

INSURANCE SERVICES

Comprehensive insurance solutions designed to protect your health, financial future, and peace of mind at every stage of life.

Individual & Family Insurance Coverage (Under age 65)

We offer multiple health coverage options for you and your family. Our licensed professionals can explain all the various plan options that are available to you.

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Medicare Insurance Coverage Plans

accepted by over 95% of all doctors/providers in America. Many people love the freedom of choice for your medical provider, predictability of costs, and very low rate increase history with most carriers.

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Group Health Coverage Plans

(great rates)

Thanks to recent changes in government health insurance regulations, employers can save a great deal on their group health plan costs - in some cases, as much as 50%. Let us show you exactly how much you can save.

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Supplemental Insurance Coverage Plans

Guaranteed issue age 60-80. Plans help cover out-of-pocket costs for heart attack, cancer, stroke, and other diseases. Many expenses from critical illness aren't covered by traditional insurance, such as deductibles, co-pays, experimental treatments, and more.

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Individual & Family Dental Coverage

Dental Coverage
include coverage for preventive care, like routine exams, cleanings, and X-rays. Many plans also include coverage for additional services like fillings, extractions, root canals and crowns.


Vision Plans
typically cover the cost of an annual eye exam and prescription eyeglasses and/or contact lenses.

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Life Insurance & Final Expense

Our plans offer peace of mind by providing financial protection to your loved ones in the event of your untimely death. Our plans ensure that your family can maintain their lifestyle, cover expenses, and manage any outstanding debts. They help with major costs such as mortgage payments, college tuition, and final expenses, securing a stable future for those you care about most.

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FIND THE RIGHT INSURANCE

Explore tailored insurance options that meet your unique needs and provide the protection you deserve.

We Are an Award Winning Company

Recognized for excellence, we are proud to be an award-winning company dedicated to providing top-tier insurance services.

ACA Obamacare Plans

Affordable health insurance options providing comprehensive coverage, tailored to meet your healthcare needs under the ACA.

Medicare Plans

Reliable Medicare plans offering extensive coverage and support for seniors and eligible individuals, ensuring peace of mind.

Health Insurance Plans

Flexible health insurance plans designed to protect you and your family with essential coverage for all stages of life.

Low Cost Prescriptions

Affordable prescription plans that help you save on medications, ensuring access to necessary treatments at reduced costs.

Insurance to secure

your future

Comprehensive insurance solutions designed to safeguard your future, offering lasting peace of mind and financial protection for you and your loved ones at every stage of life.

Client Testimonial

What Our Clients Are Saying.

In January of this year, I lost my job along with my health insurance, which was devastating. I have some ongoing health issues and was worried how I was going to get them taken care of with no insurance. In April, I found ACA Experts, which was a God-send. I am now paying less than $7 a month, with $0 doctor visits and prescriptions....I couldn't be more thankful and pleased. I had to get an MRI, the cost was only $48. I had two steroid injections and have yet to receive a bill. My well-woman visit was free, as well as my blood work. I highly recommend that you call ACA and get a quick quote...I want you to have the same peace of mind that they've given me. If you have any family or friends that would benefit from this, please share, they will be so grateful.

Scarlet F - Houston, TX

This is a shout-out to John R Holmes. I had been struggling finding a health insurance for my 66 years old sister who had a rare type of kidney cancer and peptic duodenal ulcer. After calling many insurance agents, health centers, the health insurance companies themselves, government entities... you name it and nothing worked until great community members had recommended him to me. He went an extra mile after issuing her policy to provide recommendations for the things/results that came up during the analysis stage and he'd been so compassionate and kind during this rough time. Huge thanks. :) we can't thank you enough. Without him we would've ended with an over $40,000 bill.

David - Houston, TX

In November of last year I finally came back home after being away for 25 years. I had no kind of health care or any kind of insurance at all and knew literally nothing about how to go about getting enrolled into a plan or who to contact to find out. A friend put me in touch with Mr. Holmes from ACA EXPERTS, which turned out to be one of the best things to happen to me in a very long time. Mr. Holmes took all my information and turned me over to one of his agents, a Ms. Scarlet Foster who got me enrolled into Bright Health Care, which turned out to truly be a God-send. I now have peace of mind and great insurance. I would highly recommend The ACA EXPERTS to anyone who may be in need of any type of insurance. My thanks to Mr. Holmes and Ms. Foster for their professionalism and help when I needed it and also for making me feel like I was being treated like family.

Donald H - Garland, Texas

Frequently Asked Questions

Can I get health coverage outside of open enrollment?

Outside Open Enrollment, you can only get health insurance 2 ways: With a Special Enrollment Period. You can qualify if you’ve had certain life events, like losing job-based coverage, or having a baby

What is the cost of ACA Health insurance in Houston, TX?

So, how much will an Affordable Care Act health insurance plan cost?  The monthly premium of an Affordable Care Act plan (Obamacare), for an individual or family, depends on several factors.  Some of these factors include:  Where in the U.S. you reside.  The ages of you and your family members who apply.  Which plan you decide upon.  If you are eligible to receive a subsidy.

If you are a U.S. citizen, you likely qualify for health plan coverage through the Affordable Care Act.   For more information, give us a call.

Can I qualify for an Affordable Care Act (Obamacare) health insurance plan if I have a medical condition?

Your medical status is not a factor when applying for an Affordable Care Act plan.

How can I find out if I qualify for an Affordable Care Act (Obamacare) health insurance plan?

If you are a U.S. citizen under 65 years of age, you are very likely to qualify for an Affordable Care Act (Obamacare) health insurance plan.  Any issues of qualification usually have to do with when you apply.  This is why it is important to apply as soon as possible.

How can I tell which health insurance plan is best?

Our licensed health insurance agents will be happy to help you find the right plan for your needs.  We service the Houston, Humble and Atascocita regions.

Where can I get Medicare supplement insurance assistance near me?

Our office provides expert assistance with Medicare Supplement and Medicare Advantage plans.  We service the Houston, Humble and Atascocita regions. 

Where can I get health insurance near me?

Our licensed health insurance agents will be happy to help you find the right plan for your needs.  We service the Houston, Humble and Atascocita regions. 

How can I get health insurance or Medicare insurance coverage in Houston, TX?

Yes.  Our licensed health insurance professionals are happy to assist you in finding the ideal individual, family or Medicare health insurance plan for your needs.  We serve the Houston, Humble and Atascocita regions.

Can you help me find more affordable group health insurance coverage?

Yes.  Thanks to new health insurance regulations and guidelines, you can likely realize significant savings by reviewing your group health insurance coverage now.Please give us a call:  (281) 809-5660.

Can you help me sign up for a 2024 ACA health insurance plan?

We can instantly provide you with rates and benefit details for all of the 2023 Affordable Care Act (Obamacare) Health insurance plans.  We can also help you choose and apply for the ACA plan that best suits your needs and budget.  Please give us a call:  (281) 809-5660.

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All Rights Reserved

Contact Us

1300 N Sam Houston Pkwy E #130Houston, TX 77032